Effective from: 03 Kartik 2078 (20th October 2021)
Saving Deposit:
SN |
Scheme |
Rate (%) |
Minimum Balance |
1 |
Green Normal Bachat |
4.50 |
Rs. 100 |
2 |
Green Special Bachat |
4.50 |
Rs. 1000 |
3 |
Green Bal Bachat |
4.50 |
Rs. 100 |
4 |
Green Nari Bachat |
4.50 |
Rs. 100 |
5 |
Green Dampati Bachat |
4.50 |
Rs. 500 |
6 |
Green Kramachari Bachat |
5.00 |
Rs. 00 |
7 |
Green Jestha Nagarik Bachat |
4.50 |
Rs. 1000 |
8 |
Green Yuva Vidharthi Bachat |
4.50 |
Rs. 00 |
9 |
Green Staff Bachat |
5.00 |
Rs. 00 |
10 |
Green Sharedhani Bachat |
4.50 |
Rs. 00 |
11 |
Green Samajik Surakchya Bachat |
4.50 |
Rs. 100 |
12 |
Green Suraksha Bachat |
6.50 |
Rs. 500 |
13 |
Green Combo Bachat |
6.50 |
Rs. 10,000 |
14 |
Green Remit Deposit |
7.50 |
Rs. 1,000 |
15 |
Green Call Deposit |
Up to 2.25 |
Negotiable |
Fixed Deposit:
S.No |
Period |
3 Month |
6 Month |
1-2 Years |
2 Years & Above |
|
1 |
Institutional FD |
8.50 |
8.50 |
8.50 |
8.50 |
|
2 |
Individual FD |
9.50 |
9.50 |
9.50 |
9.50 |
|
3 |
Individual Structure FD |
9.50 |
9.50 |
9.50 |
9.50 |
|
Interest Payment: Monthly/Quarterly/ Maturity |
||||||
4 |
Recurring Fixed Deposit (Min 10,000.00) |
8.10 % Quarterly |
Loan & Advance:
S.N. |
Loans and Product |
Yearly Interest Rate (%) |
Premium Over Base Rate |
||
1 |
Loan Against FD Receipt |
+2% on Coupon Rate |
2 |
Microfinance/Deprive Sector Loan |
Up to 5.00% |
3 |
Deprive Sector Loan (Institutional) |
Up to 5.00% |
4 |
Agriculture loan |
Up to 5.00% |
5 |
Gold Loan |
Up to 5.00% |
6 |
Other Loan and Advance |
Up to 5.00% |
Base Rate as on Ashwin End 2078 = 10.04%
Fixed Interest Rate for Individual Loan:
Type of Loans |
Up to 5 Years |
5 Years to 10 Years |
Above 10 Years |
Home Loan |
12.00% |
12.50% |
12.50% |
Auto Loan / HP Loan |
12.00% |
12.50% |
– |
Other Loan |
12.00% |
12.50% |
12.50% |
Note: Risk Premium up-to +2.00% p.a. may be charged for watch-list and above overdue.