Home / Interest Rate
Interest Rate

Effective from: 03 Kartik 2078 (20th October 2021)

Saving Deposit:

 SN

 Scheme

Rate (%)

Minimum  Balance

1

 Green Normal Bachat

4.50

 Rs. 100

2

 Green Special Bachat

4.50

 Rs. 1000

3

 Green Bal Bachat

4.50

 Rs. 100

4

 Green Nari Bachat

4.50

 Rs. 100

5

 Green Dampati Bachat

4.50

 Rs. 500

6

 Green Kramachari Bachat

5.00

 Rs. 00

7

 Green Jestha Nagarik Bachat

4.50

 Rs. 1000

8

 Green Yuva Vidharthi Bachat

4.50

 Rs. 00

9

 Green Staff Bachat

5.00

 Rs. 00

10

 Green Sharedhani Bachat

4.50

 Rs. 00

11

 Green Samajik Surakchya Bachat

4.50

 Rs. 100

12

 Green Suraksha Bachat

6.50

 Rs. 500

13

 Green Combo Bachat

6.50

 Rs. 10,000

14

 Green Remit Deposit

7.50

 Rs. 1,000

15

 Green Call Deposit

Up to 2.25

 Negotiable

 

Fixed Deposit:

 S.No

 Period

3 Month

6 Month

1-2 Years

2 Years & Above

1

 Institutional FD

8.50

8.50

8.50

8.50

2

 Individual FD

9.50

9.50

9.50

9.50

3

 Individual Structure  FD

9.50

9.50

9.50

9.50

 

Interest Payment: Monthly/Quarterly/ Maturity

4

 Recurring Fixed Deposit  (Min 10,000.00)

 8.10 % Quarterly

 

Loan & Advance:

S.N.

Loans and Product

Yearly Interest Rate (%)

Premium Over Base Rate

1

 Loan Against FD Receipt

+2% on Coupon Rate

2

 Microfinance/Deprive Sector Loan

Up to 5.00%

3

 Deprive Sector Loan (Institutional)

Up to 5.00%

4

 Agriculture loan

Up to 5.00%

5

 Gold Loan

Up to 5.00%

6

 Other Loan and Advance

Up to 5.00%

Base Rate as on Ashwin End 2078 = 10.04%

 

Fixed Interest Rate for Individual Loan:

 Type of Loans

Up to 5 Years

5 Years to 10 Years

Above 10 Years

 Home Loan

12.00%

12.50%

12.50%

 Auto Loan / HP Loan

12.00%

12.50%

 Other Loan

12.00%

12.50%

12.50%

Note: Risk Premium up-to +2.00% p.a. may be charged for watch-list and above overdue.